by CPeltz@harbourfrontwealth.com | Jun 2, 2026 | Insights
The biggest tax bill for many farm families doesn’t happen during operating years, it happens when the farm changes hands. Income can move between your corporation and your personal hands over time. This is important when you start thinking about transition, estate,...
by CPeltz@harbourfrontwealth.com | May 29, 2026 | Insights
One of the most important factors in farm tax planning is timing. For many Canadian farms, taxes aren’t high because of one big decision, they’re high because income lands in the wrong year. Farming income doesn’t come in evenly. Weather, yields, and commodity prices...
by CPeltz@harbourfrontwealth.com | May 22, 2026 | Insights
With interest rates shifting, many farms are re‑thinking where they hold cash and how they generate income beyond traditional GICs. If your GIC is coming due this year, you’ve probably noticed you’re not getting the same rate you were before. For a lot of farms,...
by CPeltz@harbourfrontwealth.com | May 15, 2026 | Insights
Farm estate planning is one of the most important things a Canadian farm family can do but it’s often delayed because it feels complicated or emotionally charged. Most farm transitions don’t break down on tax rules they break down because the family never gets aligned...
by CPeltz@harbourfrontwealth.com | May 11, 2026 | Insights
Farm succession isn’t just about passing down land—it’s about protecting the future of the farm and the family. Here’s a reality across Canadian agriculture—most farms will change hands in the next decade… but many still don’t have a clear plan in place. And the risk...
by CPeltz@harbourfrontwealth.com | May 5, 2026 | Insights
Farm transitions don’t start with paperwork, they start with clarity, and seeding season is often the first moment farms pause long enough to think about the future. Right now, many farms are fully focused on getting the crop in the ground—but few are spending time...
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